Alexanders FA recently supported a professional client in securing a new-build property in Radyr, Cardiff, working within a strict developer exchange deadline. From the outset, we conducted a comprehensive whole-of-market review, analysing lender criteria, affordability models, income structuring, and new-build specific requirements to identify the most competitive and suitable mortgage product aligned to the client’s professional status and future plans. We stress-tested multiple scenarios to ensure the chosen solution not only met the developer’s tight timescales but also delivered long-term financial efficiency.
By proactively managing the application, liaising closely with the lender, solicitor and site sales team, and anticipating underwriting queries in advance, we secured the offer swiftly and enabled exchange within the required timeframe, providing a seamless, well-controlled transaction from reservation through to completion.